Frequently Asked Question About Car Accidents
Answers Provided by Trusted Massachusetts Attorneys
Getting caught in a car accident that damages your vehicle or causes serious injuries is sure to raise a great many questions. Unfortunately, finding the answers you need is not always easy. In order to try to simplify an otherwise frustrating process, Percy Law Group, PC has compiled a helpful list of frequently asked car accident-related questions. Of course, if you have more questions or would like more information after reviewing this list, you are encouraged to call us at (508) 206-9900 or submit an online contact form. We would be happy to do what we can to help you feel more knowledgeable during a confusing time. You can also schedule a FREE initial consultation with our team if you know you need help!
Car Accident FAQ
What should I do after being in an accident?
The quick rundown of what to do after being in a motor vehicle accident is to check everyone for serious injuries, call the authorities, and get information to prove you are not liable for what happened, like photographs and testimonies.
What information do I really need from the other driver?
The more you know about the other drivers in your accident, the better. You are going to want to collect state-issued identification cards, license plate numbers, VIN numbers, general descriptions of each vehicle, and, of course, insurance information.
I have heard I shouldn’t apologize after being in an accident –
is this true?
Yes, do not say sorry to anyone or otherwise accept some blame for the collision. It might seem rude and against your better nature, but it is important for you to bite your tongue and offer no apologies, as these can be misconstrued by insurance companies as an admission of guilt.
Should I give a statement to the other driver’s insurance company?
No. There is nothing that says you must give a statement to other insurance parties right away. In fact, you shouldn’t talk to your own insurance company without first consulting with a lawyer. Also, if you are offered an initial settlement, it might be best to not accept it until you know the true value of your claim.
The accident was pretty minor –
should I still call the police?
Yes, the police should be summoned to any car accident that has caused noticeable damage to either vehicle. Not only can the police give you a statement to use as evidence but they will also be able to direct traffic around the debris of your crash, protecting others from harm.
My injuries seem small or nonexistent – do I need to see a doctor?
Absolutely see a doctor after being in any car accident. You could have subtle injuries that may amount to serious afflictions if left unnoticed. A quick checkup and diagnosis should be scheduled as soon as possible, even if you can only see or feel scrapes immediately after a crash.
What happens if I get hurt in a hit-and-run accident?
When a hit-and-run driver strikes you and cannot be identified despite police efforts afterwards, your insurance company will likely consider that driver as an uninsured driver. If you have uninsured motorist coverage, it should come into effect for that claim.
Will I get a new car if mine is totaled in an accident?
You will not be given a new car but you may be provided a rental while your claim is pending. Any compensation or coverage you do collect can be used as you see fit, such as purchasing another car.
Should I stay in my car or get out of it while waiting for help after an accident?
This depends heavily on the situation at hand. Never do anything that jeopardizes your safety. Generally, it is much safer to step far away from your vehicle and out of range of traffic after being in a car accident. However, in freezing weather, you may need to stay in your vehicle for warmth. If this is the case, use blinkers and roadside flares to warn oncoming traffic. Again, please use your best judgement and stay as safe as possible.
How much time do I have to file a claim?
The statute of limitations in Massachusetts is set at just three years after your accident, or after your injury is discovered. If you wait for too long and that statute of limitations expires, any claim you file will be dismissed upfront by the court.